

What is the BIGShift?
The BIGShift is a revolutionary program that helps parents FINISH investing for their child’s retirement by age 3 - at 96% lower cost than waiting for the child to do it during their working years.
With free coaching, flexible part-time parent jobs (often AI-assisted), and ZERO-fee funds, a child’s retirement can be fully secured before they even start school.
This doesn’t just ensure a child will have plenty of money for retirement - it also means they’ll have much more money throughout their working years, because they won’t need to save a single penny of their own earnings for retirement.
That gives them more freedom for life goals like buying a home, traveling, and pursuing their passions.

BIGShift Goal: $10 Million
by Age 66
Because of inflation, young children today will require around $10 million by their 66th birthday in order to retire comfortably.
That number may seem enormous, but with the BIGShift approach, parents can finish investing for this goal by their child’s 3rd birthday - at 96% lower cost than if the child tried to do it during their working years.
When retirement savings are secured by
age 3, compounding has more than six decades to grow - unlocking extraordinary financial freedom.
For example, if a parent invests just $13,382 in each of the first 3 years of their child's life, this - itself - should grow to $10,000,290 by their child's 66th birthday.

Why Paying ZERO Fees is Crucial for Children
This is why we uniquely offer BIGShift children, their parents and Accelerators ZERO-fee funds to protect every penny of growth.

As a result of their much longer investment horizon, even a 0.4% fee will rob a child of over $2 million of their retirement savings by their 66th birthday.
Compounding works against them when fees are deducted, year after year, for 66 years.
Today, more than 1 in every 6 federal dollars is spent supporting retirees. ​The BIGShift will end this because participating kids will be financially independent during retirement, and therefore won't require any government assistance.

The BIGShift isn't just for children -
it's for Canada
This will allow the federal government to dramatically reduce retirement spending, freeing up billions to



thereby increasing the standard of living for all Canadians.
By helping parents FINISH investing for their child’s retirement by age 3, the BIGShift will not only create financially free families - but also a much stronger, debt-free nation.