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Reason #1:

Help kids finish investing for  retirement by 
their 3rd birthday

Every year, about 352,000 babies are born in Canada. Our goal is to help each one finish investing for retirement by their 3rd birthday — when it costs 96% less — so they’ll never need to invest their own earnings.

 

This will ensure that they:

 

  • retire comfortably — with plenty of money to last their entire life; and

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  • enjoy a higher standard of living during their 'working years' (as a result of not having to set aside any of their earnings for retirement).  

 

To achieve this goal, we're organizing the BIGShift's deployment across 3,960 geographically-defined 'neighbourhoods' throughout Canada.

 

Accordingly, our goal is to help an average of 89 babies per neighbourhood, each year.

How Accelerators Help Make It Happen:

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As an Accelerator, your one-time payment of $3,319 (plus HST) has an immediate and powerful impact on new families. Here’s exactly what your support accomplishes:

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A Powerful Head Start:

 

We deposit $500 of your payment directly into a child's retirement account. Invested before their first birthday, this single deposit is projected to grow to over $130,000 by retirement thanks to compound growth.

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Launch of Zero-Fee Funds:

 

Your contribution builds and sustains Canada's first zero-fee fund for kids, dedicating every dollar to their growth. This is critical: a modest 0.4% fee can cost a child over $2 million in lost retirement savings over a lifetime.

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Personalized Parent Coaching:

 

Your support unlocks free, one-on-one coaching for new and expecting parents. We provide tailored guidance to help them navigate every step of the BIGShift, empowering them to build a secure financial future for their family.

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Creation of Parent-Friendly Jobs:

 

The BIGShift is about action. We use these funds to create and source lucrative, flexible part-time work for parents, helping them earn the extra capital needed to secure their child's financial independence.

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BIGShift Media (BSM) will provide the first 43,954 of these part-time parent jobs. BSM's first mandate is to complete the Accelerator Drive and BIGShift Membership Drive.  Together, these Drives will create widespread awareness of the BIGShift's many societal-level benefits.

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Other Part-time Parent Jobs: To help even more parents earn extra part-time income, BIGShift Canada will also operate a small number of other businesses itself. And, it will source flexible, well-paid jobs from other employers.

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AI-assisted: To enable parents to earn more in fewer hours, many of the part-time parent jobs will be AI-assisted.

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​​​BIGShift Rewards Ecosystem: 

 

To help every child finish their retirement investing by age 3, we need to build a nationwide movement. Your contribution as an Accelerator builds the engine to attract that movement: the BIGShift Rewards App. This app is designed to bring hundreds of thousands of Canadians to the mission by offering compelling incentives. Supporters will be drawn in by two main rewards:

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Free Product and Service Rewards: A marketplace where they can redeem rewards for products and services from thousands of Canadian businesses, at no cost.

Zero-Fee Rewards:  An exclusive opportunity to invest a portion of their own money into the same zero-fee funds built for children.

By creating this powerful ecosystem, we build a massive, engaged community that ensures every child gets the widespread support they need.

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Policy Changes: Finally, your support empowers us to advocate for permanent, structural change. We will lobby the Federal Government to implement two critical policies:

Automate Savings: Automatically open a registered retirement account for every Canadian child at birth.

Incentivize Investment: Make all income earned by parents for their child's retirement completely tax-free and exempt from EI/CPP deductions.

Who Can Become an Accelerator?
 

BIGShift Accelerators can come from all walks of life. We welcome:
 

  • Individuals & Professionals
     

  • Businesses of all sizes (local, national, online, and brick-and-mortar)
     

  • Organizations, including charities, unions, and places of worship"


Join an exclusive group of just 4,364 Accelerators nationwide to build a wealthier, debt-free Canada—and be rewarded for your crucial role.

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352,000 Babies per Year

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Goal: finish investing for each's retirement by their 3rd birthday

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3,960 Neighbourhoods

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Average of 89 babies per Neighbourhood

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A Powerful Head Start

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$500 initial deposit projected to grow to over $130,000

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Zero-Fee Growth

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With Zero-Fees

With 0.4% Fees

Stop over $2 million of a child's retirement savings from being lost to fees

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Expert Guidance

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Free, one-on-one coaching to help parents navigate their financial journey.

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Flexible Earning Power

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Connecting parents with lucrative and flexible part-time work.

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Building a Movement

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Attracting a nationwide community through a compelling Rewards app.

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Driving National Change

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Advocating for automated savings and tax-free incentives for every Canadian parent

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Reason #2:

$6,000 in Rewards — Guaranteed Within 12 Months

​We designed the Accelerator program to deliver immediate and substantial value. Here’s how you receive nearly double your contribution back in rewards:

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  • Your $6,000 in Free Product & Service Rewards is delivered to you through the BIGShift App

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  • ​​Rewards are allocated on a "first-in, first-received" basis, so the earliest Accelerators are the first to benefit.

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  • You can use the App to find participating businesses and spend your rewards as you wish.

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This represents nearly 2x your fee in value, returned to you within your first year.​​

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$6,000 in Guaranteed Rewards

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Receive nearly 2x your fee back in value within 12 months, delivered through our app.

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Reason #3:

Grow Your Business

Exclusive. Visible. Growing.

This section is for businesses and professionals who want to grow their revenue by connecting with families and BIGShift supporters. As a BIGShift Accelerator, you'll enjoy exclusive advantages designed to expand your reach and build lasting client loyalty.

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  • Category Exclusivity: Be the only Accelerator in your business category within your defined neighbourhood of ~3,300 households. This exclusivity is protected and measurable. To further strengthen this advantage, BIGShift itself will only participate in a handful of categories, ensuring we never compete with our Accelerator partners.

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  • App Visibility: appear as the exclusive choice in the BIGShift App when our supporters search for your business category. This prime placement ensures you stand out.

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  • New Revenue Stream:You have the option to accept Free Product & Service Rewards from our supporters as payment. We reimburse you for the full retail price, creating a guaranteed new stream of revenue at no cost to you.

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  • Powerful Client Loyalty Tool: As an Accelerator, you can gift Zero-Fee Entitlement Rewards to your own clients at no cost to you. This is an extraordinarily valuable reward that helps you build powerful, long-term loyalty.

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  • Demand Generation: Our team of 43,954 part-time parent staff, supported by AI-assisted campaigns, will raise awareness and direct families straight to your business.

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  • Marketing & PR Support: Receive professional PR campaigns and community outreach tools to keep your business top-of-mind in the communities you serve—without you lifting a finger.

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  • Dashboard Tracking: Use our dashboard to track rewards, redemptions, and your market share, giving you clear, measurable data on the value you receive.

 

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Neighbourhood Exclusivity

Be the only Accelerator in your category within your neighbourhood.

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Guaranteed App Visibility

Appear as the exclusive choice
for supporters searching in our app.

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New Revenue Stream

Get reimbursed at full retail price for accepting Free Product & Service Rewards.

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A Powerful Loyalty Tool

Gift valuable Zero-Fee Entitlement Rewards to your best clients at no cost to you.

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Demand Generation

Our team of 43,000+ staff will direct families straight to your business.

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Marketing & PR Support

Professional campaigns to keep your business top-of-mind, all done for you.

 

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Dashboard Tracking

Track your market share and the value you receive with clear, measurable data.

Grow Your Business Anchor

Reason #4:

Zero-Fee Fund Access

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Your Zero-Fee Access

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Invest up to $400,000 of your own portfolio into our exclusive zero-fee funds.

Paying zero fees isn't just for babies. As an Accelerator, you'll have the option to invest up to $400,000 of your own portfolio into the same zero-fee funds we're opening for children.

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You can transfer funds in flexible increments that suit you, up to your cumulative maximum.

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Here’s how eliminating fees creates a powerful financial impact across the two key periods of your financial life.

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Impact Before Age 66: Accumulating More Savings

 

During your working years, eliminating investment fees has a dramatic effect on your portfolio's growth, allowing you to build a significantly larger nest egg.

 

Example: A 40-Year-Old with a $400,000 Portfolio

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​​With no fees (9% growth): Grows to $3,759,680 by age 65.

 

With 0.40% in fees (8.6% growth): Grows to $3,402,240 by age 65.

 

The difference:
an extra $357,440 in retirement savings.

 

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Impact After Age 66: Enjoying Higher Retirement Income

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In retirement, you'll enjoy more income each year as your larger nest egg continues to grow completely fee-free.

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Example: The Same 40-Year-Old's Retirement

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  • That extra savings (with zero-fees) can generate an additional $46,000 in income per year.

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  • Over the course of their retirement (e.g., to age 89), this can total more than an extra $1,100,000 in income.

 

(Your exact results will depend on your age, account size, and how long you live — but the principle is the same: zero fees means dramatically more for you.)

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​Allocate to Your Team

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Use your $400,000 zero-fee allocation however you choose — split it among your partners and staff, or keep it for yourself.

 

It can be a powerful tax-free benefit to help you recruit and retain top talent.

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A Richer Retirement

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Enjoy $46,000
more per year
in retirement.

Throughout retirement, that can add up to an extra $1,100,000.

*Based on the 40-year-old example on the left.

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Reward
Your Team

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Use your $400,000 allocation to reward your top people.

Reason #5:

Benefit All Canadians

This is your chance to be part of a movement that transforms Canada’s financial future. As an Accelerator, you help solve our greatest financial challenge and unlock prosperity for generations to come.

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Solve Canada's Greatest Financial Challenge

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Canada’s $1.2 trillion debt drains tens of billions annually in interest — money that could be used to build a stronger nation.

 

For decades, governments have failed to present a real plan to solve this crisis.

 

Becoming an Accelerator is part of the first real plan to fix the problem permanently. By helping every child become financially independent, we eliminate the future need for government retirement assistance (the government's largest expenditure). This will allow the federal government to:

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  • Pay off our National Debt and end the crushing interest burden.

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  • Permanently lower everyone's taxes.

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  • End CPP deductions from paycheques.

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  • Phase out employer CPP contributions, freeing up capital for businesses to grow.

 

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Build a Stronger, Richer Economy

With retirement savings secured at birth, BIGShift kids will have thousands more dollars of disposable income each year. This surge in spending power fuels Canada’s economy, creating jobs and driving growth through a powerful multiplier effect.

 

A second powerful boost comes from helping millions of Canadians invest fee-free. Accelerators make it possible for BIGShift to launch Zero-Fee Investment Funds, allowing Canadians to keep thousands of dollars per family more in their accounts, dramatically boosting long-term wealth.

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Create an Intergenerational Legacy

The ultimate goal of the BIGShift is to create a new financial foundation for every Canadian child, ensuring prosperity is a birthright, not a struggle.

 

Once the national debt is gone, the federal government can expand the BIGShift principle, making three at-birth investments for every baby:

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  • Retirement: Fully fund their retirement account at birth.

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  • Education: Invest enough to cover post-secondary costs.

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  • Home: Invest enough for a first-home down payment.

 

Canada could eliminate the biggest financial burdens families face  — and do so for about half the cost of what the government currently spends just to support retirees.

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Join a Newsworthy

National Movement

The BIGShift isn't just a financial program — it's a national story in the making.

 

When businesses, parents, and communities come together to secure every child's future, boost the economy, and enable the government to pay off the national debt, it's newsworthy.

 

This free publicity will accelerate public awareness and benefit business and professional Accelerators by putting them in front of more people, at no extra cost.

Bottom Line

 

When you become an Accelerator, you're not just helping your business. You are helping to solve Canada's most pressing financial challenge, strengthening the economy, and creating lasting prosperity for generations to come.

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A Debt-Free Future

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Be part of the plan to eliminate Canada's national debt and permanently lower taxes for everyone.

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A Stronger, Richer Economy

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By increasing spending power and enabling fee-free investing, Accelerators help create jobs and build wealth for millions.

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An Intergenerational Legacy

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Create a new foundation where prosperity is a birthright, with
3 key life costs (retirement, education, housing) funded at birth.

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A Newsworthy Movement

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Be part of a national story that will attract widespread media coverage, putting a spotlight on you and your business.

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