we'll give you the option (pursuant to a prospectus) to move up to $50,000 of your investment portfolio - into the same Zero-Fee Funds we're opening for babies & their parents.

 

So, if you're presently paying 4/10ths of 1 percent in fees, this could save you $200 per year, and even more as your account balance grows.

 

At first glance, saving $200 per year in fees may not seem like much. However, when you factor in the impact of compounding, this can become quite significant.

 

For example, if you are 30 years old and pay 4/10ths of 1 percent in fees on $50,000, your $50,000 should grow to $968,840* by the time you're age 65.

 

By comparison, if you aren't required to pay ANY investment or management fees, your $50,000 should grow to $1,112,560* by age 65, which is $143,720 more!

 

Even more significantly, this should provide you with $16,810* more in retirement income per year.

 

So, if you live to age 89, this should total $403,440* in additional retirement income, ALL as a result of you not having to pay a seemingly insignificant 4/10ths of 1 percent in fees, on your original $50,000.