How Consumers Will Benefit
BIGShift Rewards: whenever you support the BIGShift by utilizing the services of:
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one of our realtors to acquire or sell a property;
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one of our mortgage agents to secure a mortgage; or
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one of our insurance agents to arrange home and/or auto insurance coverage;
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you will receive 2 types of BIGShift Rewards:
​Free Product & Services Rewards, usually in an amount equivalent to 30% to 70% of the commission we earn. You'll be able to use these Rewards (in whatever increments you wish and over whatever time period you want - because they don't expire) to enjoy - at absolutely NO COST to you - whatever products & services you wish from hundreds of local and online businesses; and
​we'll give you the option (pursuant to a prospectus) to move a portion of your investment portfolio - into the same Zero-Fee Investment Funds we're opening for kids and their parents. As just one example, if you're presently paying 4/10ths of 1% in fees and you move $25,000 into our Zero-Fee S&P 500 Index Fund, this could save you $100 per year, and even more as your account balance grows. At first glance, saving $100 per year in fees may not seem like much. However, when you factor in the impact of compounding, this can become quite significant. For instance, if you are 30 years old and pay 4/10ths of 1% in fees on $25,000, your $25,000 should grow to $484,420* by the time you're age 65.
By comparison, if you aren't required to pay ANY investment or management fees, your $25,000 should grow to $556,280* by age 65, which is $71,860 more!
Even more significantly, this should provide you with $8,405* more in retirement income per year.
So, if you live to age 89, this should total $201,720* in additional retirement income, ALL as a result of you not having to pay a seemingly insignificant 4/10ths of 1% in fees, on your original $25,000
BIGShift Member Rewards: if you support the BIGShift by becoming a Member (at a one-time cost of $442 plus HST):
we'll give you a total of $780 in Free Product & Service Rewards -- over the next 6 years. You'll be able to use these Rewards (in whatever increments you wish and over whatever time period you want- because they don't expire) to enjoy - at absolutely NO COST to you - whatever products & services you wish from hundreds of local and online businesses; and
we'll give you the option (pursuant to a prospectus) to move up to $50,000 of your investment portfolio - into the same Zero-Fee Investment Funds we're opening for kids and their parents. So, if you're presently paying 4/10ths of 1% percent in fees, this could save you $200 per year, and even more as your account balance grows.
At first glance, saving $200 per year in fees may not seem like much. However, when you factor in the impact of compounding, this can become quite significant. For example, if you are 30 years old and pay 4/10ths of 1% in fees on $50,000, your $50,000 should grow to $968,840* by the time you're age 65.
By comparison, if you aren't required to pay ANY investment or management fees, your $50,000 should grow to $1,112,560* by age 65, which is $143,720 more!
Even more significantly, this should provide you with $16,810* more in retirement income per year.
So, if you live to age 89, this should total $403,440* in additional retirement income, ALL as a result of you not having to pay a seemingly insignificant 4/10ths of 1% in fees, on your original $50,000
Over the long-term, you'll pay LESS in Income Tax, Sales Tax and Capital Gains because the BIGShift will substantially reduce the amount of financial support the Federal Government must provide to retirees (which is its largest expenditure). Over time, this will enable the Government to pay-off our national debt - without cutting any Government Programs. In turn, this will eliminate the Government's huge interest burden. Accordingly, the Government will then be able to lower income taxes, sales taxes and taxes on capital gains for everyone.
Discover how businesses & professionals benefit.
*Assuming a 9% average annual rate of return (net of fees), compounded annually until age 65